@nivrig I made an overpayment today. Still a fair whack to go, but I think I’d like to try and get the majority of it cleared before we hit that higher interest rate. It’s a great incentive to prioritise it.

@mo hmm. good point.

@nivrig @mo I'm so glad this has a CW on it so I don't have to read about lucky, lucky bastards who didn't just have to take out a brand new mortgage.

@MarkXA @nivrig I did take one out in August, but it was agreed in January last year so we managed to keep the rate! Sorry!

@MarkXA @mo Yeah I would not be happy if we had to get a new one now.

@nivrig @MarkXA @mo hmm, mines due for renewal in a few months 😱